Did you know that insuring your motorcycle can actually be affordable? Many times, people think motorcycle insurance is expensive. But just like car insurance, there are many ways you can also save on your bike insurance. If you are looking for a new policy, here are four ways you may be able to get a discount on your motorcycle policy.
- Ask about multi-policy discounts. Lumping your insurance costs together for all of your assets like your home, car and motorcycle can possibly get you a sizable discount. Since you are purchasing multiple insurance policies from one provider, your costs are likely going to be lower overall. This can save you as much as 30 percent.
- Take a safety course. The biggest risk in ensuring a motorcycle driver is the risk of an accident occurring. If drivers take approved defensive driving courses, many motorcycle insurance providers will provide a discounted rate to them.
- Be a good rider. If you do not have many accidents or claims, you can save money. This is especially true over time. On the other hand, if you have points on your license or have been involved in numerous claims, you may end up spending more for coverage.
- Join a motorcycle organization. There are many programs out there that can give you as much as ten percent off your insurance. These companies include American Motorcycle Association, Honda Riders Club of America, BMW Motorcycle Owners of American, and Harley Owners Group.
In addition to these discounts on motorcycle insurance, you may save in other ways. Do you have safety features built into your bike that minimize risks and theft? That is another way to help you to save money.
Motorcycle insurance discounts can significantly lower the amount you pay for your policy. So, as you shop around for motorcycle insurance, be sure to ask about these available discounts.
How much could you be saving? Call Low Rate Insurance Agency at (817) 635-0375 for more information on Arlington motorcycle insurance.