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Home > Blog > Auto%20Insurance > Low Rate Insurance Agency of Texas, Inc. Blog: auto insurance

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Low Rate Insurance Agency of Texas, Inc. Blog: auto insurance

View the latest blog posts from Low Rate Insurance Agency of Texas, Inc..

Tuesday, November 12, 2013

How to Steer Clear of Auto Warranty Scams

Some drivers choose to purchase a vehicle service contract in order to protect themselves from the cost of unexpected auto repairs. A vehicle service contract, often referred to as an extended warranty, is an agreement between the car owner and the warranty company, obligating the warranty compan... READ MORE >>

Thursday, November 7, 2013

Car Thefts Increasing: Protect Your Vehicle

Every 44 seconds — that’s how often a vehicle is stolen somewhere in the U.S., according to the National Highway Traffic Safety Administration. The latest statistics from the National Insurance Crime Bureau (NICB) show that California leads the nation in auto theft figures: While the national average for car thefts increased by 1. READ MORE >>

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Tuesday, October 22, 2013

Safety Tips for Teen Drivers

The day your teenager comes home with his or her first driver’s license may be a memorable moment for him or her, but to many parents, it’s a cause of stress and panic. And rightfully so! Teenagers lack the experience that provides good judgment that allows drivers to recognize and react to hazardous situations. READ MORE >>

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Monday, October 14, 2013

Winter Is Coming: Prepare Your Car for the Cold

Autumn means apple cider, leaves floating to the ground, Halloween decorations — and falling temperatures. You probably plan to get your family ready for cooler weather by taking that winter wardrobe out of storage, turning on the heater for the first time and making hearty stews for dinner instead of light summer salads. READ MORE >>

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Wednesday, September 11, 2013

5 Tips on How to Get the Most from your Auto Insurance Policy

1. Review your budget If you were involved in a car accident, could you cover your $500 deductible? Picking higher limits has its pros and cons. Higher deductibles lower your Arlington car insurance policy premiums, because you are assuming more of the financial risk. However, with risk sometimes comes regret. READ MORE >>

Friday, May 24, 2013

Who’s Covered Under My Car Insurance Policy?

Handing your car keys to another driver, even for a quick trip, can be tough. Especially once these numerous (and, frankly, frightening) thoughts start whirling through your head: Are they going to position my seat all wrong? Are they going to ride the clutch too hard? Are they going to reset my favorite radio station to polka? READ MORE >>

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Thursday, May 23, 2013

Black Boxes for Cars: What it Could Mean for Your Insurance Costs

Many new cars today come with a black box device already installed. These little gadgets, not unlike the famous black boxes on airplanes, record incidents that occur to the vehicle such as crashes. The technical name of these little boxes is the Event Data Recorder, or EDR, and their job is to record information in the event of an accident. READ MORE >>

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Monday, April 15, 2013

Can I Still Get a Good Auto Policy with a DUI?

A DUI will have a heavy impact on your car insurance policy. Many insurers will cancel your current policy once they find out, while others will increase your rates significantly. It's all about risk, and any driver with a DUI represents a much higher risk for an insurer. READ MORE >>

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Wednesday, March 13, 2013

Your Car’s Worst Nightmare: Vandalism

In movies and television, the investigators looking into vandalism often asked if the victim had any enemies. As anyone who’s had vandalism happen to their car, you don't have to have an arch nemesis in order for your vehicle to be damaged. READ MORE >>

Friday, January 18, 2013

What is Excess in relation to Car Insurance?

When first purchasing auto insurance there’s a lot jargon that can be confusing. First off, you must know about an excess. An excess is a fixed amount of money that has to be paid every time car repairs are paid for by the insurance policy. There are two different kinds of excesses. READ MORE >>

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