☰ ˟
Español Call Us
Logo
  • Home
  • Get A Quote
    • AutomobileImage of right arrow
      • Auto Quote Form (short)
      • SR22 Insurance
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
    • Commercial Auto Insurance
    • Final Expense
    • Homeowners
    • Motorcycle
    • Renters
  • Customer Service
    • Online Account Access
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
  • Blog
  • Make a Payment
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Low Rate Insurance Agency of Texas, Inc.
    • Our Locations
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Get A Quote Auto
Get A Quote Homeowners
Get A Quote Renters
Get A Quote Business
Get A Quote Life
Get A Quote Motorcycle
Home > Blog > Your Car’s Worst Nightmare: Vandalism

contact us!
WEDNESDAY, MARCH 13, 2013

Your Car’s Worst Nightmare: Vandalism

Arlington Auto InsuranceIn movies and television, the investigators looking into vandalism often asked if the victim had any enemies. As anyone who’s had vandalism happen to their car, you don't have to have an arch nemesis in order for your vehicle to be damaged. Vandalism can happen for no reason other than someone was bored with a baseball bat and your car was easily accessible. What matters is how to bounce back from the damages with the least amount of financial suffering.

While vandalism can create a huge amount of financial damage, unless you have comprehensive coverage, it is not covered by your auto insurance policy.

Knowing When to File a Claim

Filing a claim for damages caused by vandalism will depend on your deductible and the amount of damage. Auto insurance deductibles are per incident and not per year, so there is no benefit to filing a claim with costs within your deductible. For example, if kids threw eggs at your car and the only financial damage sustained was paying for it to be detailed, it would not be worthwhile to file a claim.

Knowing How to File a Claim

If the damages caused by the vandals top your deductible then you should file a claim. First, create evidence of your damages by taking pictures of the car and any mess in the surrounding area. Also, take note of what time you last saw your car before it was vandalized, what time you found the car had been vandalized, as well as any other details that may be relevant.

The next step is to call the police in order to have a police report taken on the damage to your car. Then, before you clean your car or arrange for repairs to be done, talk to your insurance agent to see if an adjuster needs to come out to look at the vehicle. At that time, you’ll be notified of the claims process including what paperwork you need to complete.

To be sure that your auto policy offers the most comprehensive coverage for incidents like collision, vehicle theft, and vandalism just give Low Rate Insurance of Texas a call at 817-635-0375. We can compare rates and create an Arlington Auto Insurance policy that matches your budget.

Posted 5:16 PM

Tags: arlington auto insurance, grand prairie auto insurance, mansfield auto insurance, low rate insurance of texas
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012

  • arlington(13)
  • insurance(10)
  • texas(9)
  • arlington auto insurance(8)
  • auto insurance(8)
  • arlington home insurance(7)
  • motorcycle insurance(7)
  • low rate insurance agency(7)
  • renters insurance(7)
  • home insurance(5)
  • arlington motorcycle insurance(5)
  • arlington car insurance(5)
  • arlington renters insurance(4)
  • grand prairie auto insurance(4)
  • business insurance(4)
  • car insurance arlington texas(3)
  • mansfield auto insurance(3)
  • auto insurance arlington texas(3)
  • car insurance(3)
  • fort worth(3)
  • arlington business insurance(3)
  • arlington tx car insurance(3)
  • coverage(3)
  • arlington texas car insurance(2)
  • auto insurance grand prairie(2)
  • dallas(2)
  • car insurance arlington tx(2)
  • homeowners insurance arlington texas(2)
  • arlington sr22 insurance(2)
  • car insurance grand prairie texas(2)
  • turkey day giveaway(2)
  • holiday meal(2)
  • car insurance arlington(2)
  • arlington insurance(2)
  • thanksgiving(2)
  • dfw(2)
  • auto insurance arlington tx(2)
  • low rate insurance(2)
  • engine(1)
  • no texting while driving(1)
  • battery(1)
  • auto(1)
  • auto insurance arlington(1)
  • declarations page(1)
  • grand prairie renters insurance(1)
  • insurance discounts(1)
  • compulsory excess(1)
  • voluntary excess(1)
  • grand prairie car insurance(1)
  • dallas sr22 insurance(1)

View Mobile Version
Insure Your Needs
Resources
Products
Our Carriers
About Us
Blog
Employees
Contact Us
Contact Us
1900 E Abram St.
Arlington, TX 76010

P: 817-635-0375
© Copyright. All rights reserved. Powered by Insurance Website Builder.